We understand that a bad credit score is not always a reflection of your ability to repay a loan. This is why we specialise in providing people with access to short-term loans, regardless of their credit history. We act as a loan broker and can provide you with access to bad credit short term loans in as little as 10 minutes**.
As a broker we can help you navigate the available bad credit short term loans available, so that you have the best chance of being accepted. We can arrange loans from as little as £100 up to a maximum of £5000, with flexible repayment terms of 3 months to 3 years. This means that you can arrange monthly repayments to suit your specific circumstances.
There are a variety of lenders which specialise in offering bad credit short term loans, so if you need access to emergency cash there is likely to be a loan available. The first step in the process is to use our FastCheck tool, which will help you establish whether you are likely to be approved for a loan. There is no impact on your credit score and you will be under no obligation to apply for a loan.
Through our panel of lenders, we are able to find 8 out of 10 applicants a loan. So, if you have been rejected for a loan in the past, we may still be able to help. To be eligible for a CashFlex loan, you must be over 18 years of age, a UK resident and have a regular income which is paid directly into your bank account.
Our application process is designed to be simple, all we need are a few key details which will be used to match you to the ideal bad credit short term loan. These details include your personal information, your employment status, monthly income, regular outgoings and finally your bank details.
This information will be used to search our panel of lenders to find the ideal loan for you. If you decide to proceed with the loan application you will know if you are accepted in just 90 seconds. If successful, the cash could be in your account in just 10 minutes**. Although we act as a broker for bad credit short term loans, you will never pay us a fee as our service to you is completely free of charge.
If you have a history of financial difficulties or are struggling to make your repayments, bad credit short term loans may not be the ideal solution. Before you take out a loan it is important that you consider whether the repayments are affordable to you. There are various organisations which can offer you free and impartial advice such as, The Money Advice Service and Step Change.
Try our FastCheck tool with no impact to your credit score
Our new tool allows you to calculate your chance of being accepted for a loan.
Why choose us
Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.
The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £5,000
This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.
Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.
Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.
We’re a fully regulated and authorised credit broker and not a lender.