Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

A financial crisis can strike at any time - whether your car or home needs some emergency work, or an unexpected bill has cropped up – all you know is that you need money, and fast.

The good news is that CashFlex help many people each day find their perfect Emergency Loan and you’re only one click away from fast, reliable funding that can cover your financial shortfall.

How do Emergency Loans work?

Emergency Loans through CashFlex come in the form of an unsecured short-term loan. These range from £100 right up to £5,000, along with wide repayment windows between 3 months and 36 months dependant on the amount that you wish to borrow.

What are Emergency Loans?

We help to supply Emergency Loans to all types of customer, even those that have been labelled with bad credit. The reason that we can do this is due to our large panel of trusted UK lenders who all offer various financial products with varying lending requirements.

Furthermore, due to the questions that our market-leading comparison technology asks we are able to find you the perfect loan which is affordable and at the lowest APR available to you.

How to get cash quickly?

Simply fill in our two-minute Application Form to finance products 24/7. You will be provided with a quote in an instant, and if you wish to proceed along with being accepted, the funds could be sent to your bank account the very same day or even in minutes** in some cases.

Alternatively, if your credit score is still bugging you and you are unsure if you will be accepted, enter your details into our Fastcheck tool. You’ll get peace of mind in less than 60 seconds and it will not leave a record on your credit history – reassurance in whether or not you can get an emergency loan for bad credit.

But remember, while our loans are often used when unexpected expenses appear, you must always consider if a loan is correct for your circumstances. If you are feeling that your financial commitments are mounting up and that you are struggling to keep up with repayments each month, the following organisations could be of help: 

  • www.MoneyHelper.org.uk
  • www.NationalDebtLine.org
  • www.StepChange.org

What will I need to apply?

Before you spare two minutes to fill out the Application Form make sure you have the following to hand, proof that:

  • You are aged over 18 and a UK resident
  • You have a regular income
  • You have a valid UK bank account with an active debit card

What are your alternative options?

A Budgeting loan could be a suitable option for you. These are essentially emergency cash supplied by the Government. Budgeting Loans are designed to help people who have been receiving benefits for a minimum of six months. Qualifying benefits are as follows: Pension Credit, Income Support, income-related Employment, income-based Jobseeker’s Allowance and Support Allowance.

Understandably people who are receiving benefits usually do not have a regular income and struggle to fund everyday costs; this is where Emergency Loans from the Council step in. They cover such costs as white goods breakdowns, paying rent, funeral costs or even an unexpected bill. For further information on Budgeting Loans please visit: https://www.gov.uk/budgeting-help-benefits/eligibility

Furthermore, the amount that can be borrowed using a Budgeting Loan is directly comparable to an Emergency Loan available through CashFlex.

If like many people you do not qualify for a Government Budgeting Loan simply fill in our two minute Application Form you will get a loan quote in an instant and if you wish to proceed the funds could be sent to your bank account in minutes** in some cases.

Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

You are age 18 and a UK resident

You have a regular income from employment

You have a valid UK bank account with an active debt card

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


What will I need to get a short term loan?
Can I get a short term loan?

Over 18

You'll need proof that you are over 18.

Bank Account

Hold a valid UK bank account.


Have evidence of a regular income and UK residency.

Check out what our trusted customers had to say.

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Representative example: Amount of credit: £1000 for 12 months at £134.94 per month. Total amount repayable of £1,619.26 Interest: £619.26. Interest rate: 99.9% p.a. (fixed). Representative 99.9% APR.

We’re a fully regulated and authorised credit broker and not a lender.