Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

What are Short Term Loans?

Short term loans are designed to be repaid quickly and are normally unsecured although, loan companies will wish to understand your financial situation to provide them with peace of mind that you will be able to repay the money

Unlike the conventional method of applying for a loan via your high-street bank, it is easier to apply online. Here at Cashflex we will search in an instant who may be able to provide you with an affordable loan, at the lowest APR available to you and with a specially tailored repayment plan.

Simply fill in our two minute Application Form to get your personalised quote, or if you’d like to check your eligibility, try our FastCheck tool, it will give you an assessment in just 60 seconds, and it will not affect your credit score.

How much can I borrow?

We are proud to have one of the widest selections of online loans in the market, all from trusted partners, and at the touch of a button. That’s why we are able to match our customers with a lender in an instant, to suit all situations, ranging from a quick cash boost of £100, right up to a larger amount £5,000.

How long are short term loans repayable over?

As part of the application process there will be questions based on income and regular outgoings. From that information we will be able to find you the best loan repayment schedule in relation to the amount that you wish to borrow.

In general, if you are looking for a quick cash fix up to £1,000, you will have a choice to repay the loan over 3 months, 6 months or 12 months. Or, if you are looking for a more substantial loan of £5,000, then you’re looking at repaying between 12 months and 36 months.

The majority are repayable monthly, but are options available as to the number of months that you need to repay the loan over, depending on the amount that you wish to borrow.

Short term loans and your credit rating

We are often asked the question - Are they good or bad for my credit rating? Judging by a recent report from Experian: “almost 6m people in the UK are “invisible” to the financial system, causing them to be excluded from mainstream financial products and services.” (Source: Financial Times) This has provided proof that not having a credit rating at all can be just as damaging as having a poor score.

This simply highlights the fact that, yes, taking out a short term finance agreement can benefit your credit score but you must be confident that you can keep up with the loan repayments.

If you are already experiencing bad credit due to missed loan repayments, or you have a poor credit history due to never taking out a loan or credit card in the past, traditional lenders can sometimes be more wary in providing finance. We are proud to say that this isn’t the case with Cashflex, we are committed to finding the most suitable loan to match your individual needs, and all credit histories will be considered.

Apply With CashFlex

We provide access to short term loans for all types of customer, whether you have a poor credit rating, a better than average score,

Simply fill out our Application Form, it takes two minutes to complete and it can provide you with a quick loan quote.

If you are unsure if you will be accepted for a loan try our FastCheck tool, it takes 60 seconds and it will not affect your credit score.

Finally, while it is an easy option to find a loan with Cashflex, please always consider if borrowing the money is correct for you. If your financial commitments are mounting up and you are beginning to feel overwhelmed, there is always help at hand from the following organisations: Step Change and The Money Advice Service

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

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Representative example: Amount of credit: £1000 for 12 months at £134.94 per month. Total amount repayable of £1,619.26 Interest: £619.26. Interest rate: 99.9% p.a. (fixed). Representative 99.9% APR.

We’re a fully regulated and authorised credit broker and not a lender.