Are you searching for direct lender payday loans?

If you are looking for direct lender payday loans, you are not alone. Across the UK there are many people searching for short-term loans for relatively small amounts. A demand which has led to a rise in the availability of direct lender payday loans. This means it is possible to compare the available loans from a variety of lenders, to find the most competitive options with terms that suit your specific requirements.

How do I find the most competitive direct lender payday loans?

With so many lenders offering payday loans it can be time-consuming to compare the loans which are available to you. CashFlex act as a free and impartial broker to provide you with access to short-term loans, which can be paid in minutes**. We work with a panel of lenders which specialise in providing borrowers with loans from £100 to £5000, with repayment terms of 3 months to 3 years.

Do direct lender payday loans charge higher rates of interest?

If you have already searched for direct lender payday loans, you may be familiar with the terms and conditions they provide and their relatively high interest rates. By providing you with access to alternative short-term loan options, we aim to offer you access to the cash you need with longer repayment terms and competitive prices.

Will I be approved for a loan?

By working as a broker, we are able to match you with a lender which specialises in loans to suit your financial situation. We have developed our quick and easy FastCheck tool, so that you have an idea of approval before applying. The whole process will take less than 60 seconds and there is no impact on your credit score.

We are committed to offering you an alternative to direct lender payday loans and will provide you with quick access to the most competitive short-term loans available. Following the FastCheck tool, if you decide to proceed with your loan application our site will conduct a soft search of your credit file before you apply for a loan, so that you will already be matched to the lender which is most likely to approve your application.

Once your application is passed to the lender, they will assess your details and perform a hard credit check when you submit your application. Although, the lenders we partner with also consider your ability to meet the repayments of the loan. It is important to ensure that you will be able to repay the money you borrow, as failure to keep up with repayments will impact your credit score.

As a professional broker, we are also committed to ensuring you have access to lenders which are regulated by The Financial Conduct Authority. If you are struggling with your finances and feel that you could benefit from assistance, there are companies which will provide you with free advice, including The Money Advice Service and Step Change.

You are age 18 and a UK resident

You have a regular income

You have a valid UK bank account with an active debt card

Try our FastCheck tool with no impact to your credit score

Our new tool allows you to calculate your chance of being accepted for a loan.

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Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.