Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Same day loans are designed to offer a quick cash fix, usually amount to less than £1,000, and are sometimes referred to as an emergency loan. We have all been in that situation when an unexpected bill appears or your boiler is on the blink – well, the good news is there are many places that do same day loans out there, who can supply fast funds even if you have bad credit.

Payday loans – dangerous same day loans

Typically same day loans come in the form of a payday loan – something that we would clearly like to state that we do not supply. However, we do help people find same day funds just in a responsible way and for those of you with bad credit.

Payday loans are usually for small amounts of less than £1,000 and are paid out on the same day. What people fail to realise is the amount of pressure that they put themselves under once taking out such a loan, as they are then required to repay the loan in full, along with inflated interest rates, on their next payday.

As mentioned above, inflated interest rates are extremely common with a payday loan. Basically, you are being charged for the convenience of getting immediate money in the extreme short-term; like paying extra for a taxi as opposed to a bus. Also, they may seem cheaper than loans with longer repayment terms, but they actually aren’t, it’s just because they are repayable over a shorter period.

How do same day loans work from CashFlex?

Unlike payday loans, you can choose your repayment window, dependant on the amount that you wish to borrow – whether it’s 3 months, 6 months, 12 months or even 24 months that you would like to take paying the money back – the choice is up to you.

What’s more, we are able to help people from all types of financial backgrounds find their perfect loan due to our wide panel of trusted lenders. If you have a perfect credit rating, a bad credit rating or no credit history at all, we will help you find an affordable personal loan with the cash being sent to your bank account in minutes** in some cases!

If you’re still unsure if you will be accepted for a personal loan why not try our FastCheck Tool? It will not affect your credit score and it will give you loan confidence in less than 60 seconds.

But remember, while our loans are often used when unexpected expenses appear, you must always consider if a loan is correct for your circumstances. If you are feeling that your financial commitments are mounting up and that you are struggling to keep up with repayments each month, the following organisations could be of help: Money Advice Service or Step Change.

Cashflex - a better same day loan alternative

Whatever your unexpected money worries, Cashflex can help you find the best same day loans from their panel of responsible lenders even if you have been labelled with bad credit.

You can get a same day loan ranging from £100 to £5,000. All you will need to do is complete our two minute Application Form and we will approach our wide range of FCA authorised lenders for a short-term personal loan quote in an instant and at the lowest available interest rate to you.

  • Borrow £100 - £5,000
  • Fill in one simple form
  • Secure UK Site
  • Have your cash sent today**
  • Great customer feedback

Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

You are age 18 and a UK resident

You have a regular income from employment

You have a valid UK bank account with an active debt card

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


What will I need to get a short term loan?
Can I get a short term loan?

Over 18

You'll need proof that you are over 18.

Bank Account

Hold a valid UK bank account.


Have evidence of a regular income and UK residency.

Check out what our trusted customers had to say.

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Representative example: Amount of credit: £1000 for 12 months at £166.67 per month. Total amount repayable of £2000.00 Interest: £1000.00. Interest rate: 504.7% pa (fixed).

We’re a fully regulated and authorised credit broker and not a lender.