Everyone’s lives seem to move more quickly nowadays and with that we see a lot of things crop up to assist us - faster road and rail links, takeaway food restaurants and even speed dating!

The same applies when looking for finance. You don’t want to be trawling through endless forms, filling them in, and then waiting for a decision from a lender, before you finally get your hands on a loan.

This is where online loans seamlessly fit into our new lifestyles, as detailed by the Telegraph: “The changes that technology is making to our society are big and fascinating and often scary. But the accelerated lifestyle seems to be one that many of us prefer.” (Source: Telegraph)

Searching for a loan can often be scary and overwhelming, but here at Cashflex we specialise in taking all the hard work out of finding you the perfect quick loan. Our Application Form only takes two minutes to complete, and we will then search our large panel of trusted lenders from across the UK to find you the best affordable quick loan in an instant and at the lowest APR available to you.

Alternatively, if you are unsure if you will be accepted for a quick loan take a look at our Fastcheck tool, it takes less than 60 seconds to fill in, it provides immediate loan confidence, and it will not affect your credit score.

What are quick loans?

Many people need quicks loans ASAP. Whether that’s a quick loan on the weekend because your car has broken down or your washing machine has packed in, or you simply need a quick loan after hours to put you mind at rest in paying off that unexpected bill.

Unlike payday loans, which must be paid back in a single lump sum, quick loans, otherwise known as short term loans, can be paid out just as quickly and with longer repayment terms. Some short term loans can even be for £1,000 or less, with the amount repayable over 3 months to 12 months.

What’s more short term loans tend to be unsecured, meaning that the borrowed amount won’t be secured against property. Although lenders will need to run identity and credit checks to determine whether you will be able to keep up with the loan repayments.

Are quick loans safe? Do quick loans affect your credit score?

You’ll be glad to know that we have over 100 years combined experience in the financial comparison market and that we only deal with Financial Conduct Authority approved lenders.

What’s more, we want to take the hard work out of finding the best quick loan for you, even if you have a bad credit rating. But, if you are uncertain if you’ll be accepted why not try our Fastcheck tool? It will not affect your credit score, but it will provide you with loan confidence in less than 60 seconds.

Then, if you choose to proceed with your quick loan application make sure that you keep up-to-date with your loan repayments, as failing to do so could affect your credit score in the future.

How to get quick loans

  • Before applying for a quick loan it is always a good idea to know how much you’d like to borrow and how long you’d like to take paying the loan back. You should also bear in mind what your monthly income is and how much you can put aside for repaying the loan.
  • You will then need the following to hand: proof that you are over 18, hold a valid UK bank account, have evidence of a regular income and UK residency.
  • Other than that simply hop onto an internet enabled computer, phone or tablet, fill in our two minute Application Form and we will approach our large panel of trusted lenders from across the UK to find you the best affordable instant loan quote, with a low APR, tailored to suit you.

Remember, while our loans are often used to solve short term financial situations, you must always think about the bigger picture and understand if a loan is correct for you. If you feel that your financial commitments are mounting up and starting to become overwhelming the following organisations could be of help: Step Change & The Money Advice Service.

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £5,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


Try our FastCheck tool with no impact to your credit score

Our new tool allows you to calculate your chance of being accepted for a loan.

Check out what our trusted customers had to say.

See more feefo reviews »

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.