If you are looking to borrow a small amount of money for a short-term period, you may be searching for payday loans. These types of loan are designed to offer you a small sum of money, which can be used to tide you over until your next payday.
Although they are designed to be quick and simple to access, it is important to remember that this convenience is reflected in the higher than normal APR. If you need to borrow money due to long-term financial problems or have been unable to make previous loan repayments on time, a payday loan could be a high-risk form of lending.
Here at Cashflex, we are committed to providing you with access to competitive short-term loans from a wide variety of responsible lenders. We act as a fully regulated and authorised credit broker and not a direct lender. Although we do not offer payday loans, we can provide you with the best unsecured personal loan for your situation.
It is possible to borrow between £100 and £5000, so whether you need a small amount to cover an unexpected expense or a larger sum of money, we can find you the ideal loan. Instead of repaying the loan on your next payday, it is possible to spread payments over an affordable period of between 3 and 12 months. Although, if you are looking to borrow a large amount the repayment period could be up to 36 months.
We understand that you may have been searching for a payday loan because you have struggled to find a more traditional form of lending. As an experienced broker we work with a panel of lenders which specialise in providing loans to people in all situations, regardless of their credit history.
We have developed our unique FastCheck Tool to give you an instant idea of whether you are likely to be approved for a loan from our panel of lenders. The tool will ask you a series of quick questions and you will receive an instant result. There is absolutely no impact on your credit score, and it will help us to find you a loan quote which reflects your personal situation.
It only takes 2 minutes to apply for a loan through our website, simply complete the quick online form. Our system will then calculate your chances of being accepted, so that you do not need to waste time contacting individual lenders. Instead, we will present you with the offer that is the best match for your own requirements.
If you decide to proceed with your application, you could be accepted in as little as 90 seconds and the cash could be sent to your bank account in just 10 minutes**. Our services are completely free of charge to you, if you take out a loan via our website, we are paid a commission from the lender.
Although we always aim to provide you with the easiest option for a loan, you should always consider whether the loan is the best fit for your individual circumstances. If you are struggling with your financial commitments and find this overwhelming, there is help available Step Change and The Money Advice Service.
Why choose us
Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.
The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £5,000
This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.
Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.
Try our FastCheck tool with no impact to your credit score
Our new tool allows you to calculate your chance of being accepted for a loan.
Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.
We’re a fully regulated and authorised credit broker and not a lender.