Online Loans – Apply Today and Get an Instant Decision!

Loans vs. Online Loans…

In most cases taking out a ‘loan’ in the conventional way takes substantial time - from getting an appointment, undertaking the application, gaining approval and funding by investors, then the money appearing in your account – the procedure can take at least seven days. These loans are normally organised via a financial institution, bank or building society with an office or branch presence. Although it is not to say that these companies can’t provide Online Loans as well, they can.

Mintel has recently published a report stating: while traditional channels are still widely used, they claim that face-to-face isn’t always the best option. In fact, 26% of consumers who applied online got a loan charging 2-5%, compared to only 9% of those who arranged loans face to face. (Source: Mintel)

So, what are Online Loans? Online Loans are applied for in a different way and in some cases the money can be transferred to your bank account the same day. All you need is an internet enabled phone, tablet or computer, some information about yourself and a short amount of time to apply. There are many lending companies which can be accessed online, and normally a loan can be obtained within just a couple of clicks, 24 hours a day, 365 days a year.

Supplying UK residents’ a loan online…

We offer short-term unsecured Online Loans for UK residents’ ranging from £100 to £5,000. All you will need to apply is an internet enabled phone, tablet or computer; what’s better is that you don’t even need to leave the comfort of your own home as the entire application can be made online in most cases.

Funding could reach your account in minutes* in some cases if you are approved, furthermore, our Online Loans are all designed to perfectly match your current financial situation.

Why choose us for your Online Loan?

We are part of a large family of financial businesses - providing market-leading comparison in an accurate and easy to understand way.

Our customers are at the heart of everything that we do, and they can be safe in the knowledge that they are looked after by financial experts. We are proud to say that we collectively have over 120 years’ experience, plus our sites drive over 15,000 applications per day to lending organisations in the UK.

So, if you’ve been hit with an unexpected bill, car repairs or a household emergency we can help you get money fast! It takes less than two minutes to apply for a short-term Online Loan for between £100 and £5,000, and if you are accepted, the money can be sent to your account in minutes* in some cases.

Whether you have a perfect credit score or you are searching for an Online Loan for bad credit, we could help you find a loan that is right for you. Alternatively, if you are unsure if you will be accepted, try our Loan Eligibility Checker, it leaves no credit footprint, is secure and gives you loan confidence in less than 60 seconds.

What will I need to get a short term loan?
Can I get a short term loan?

Over 18

You'll need proof that you are over 18.

Bank Account

Hold a valid UK bank account.


Have evidence of a regular income and UK residency.

Try our FastCheck tool with no impact to your credit score

Our new tool allows you to calculate your chance of being accepted for a loan.

Check out what our trusted customers had to say.

See more feefo reviews »

Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.