Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Whether you need access to instant loans to cover the cost of an emergency or an unexpected bill, here at CashFlex we can arrange quick and convenient loans to suit your requirements.

What types of instant loans are available?

In the past, instant loans were quite difficult to access, but thanks to a variety of new and trusted lenders there are a variety of options available to you. As a broker, we have partnered with the most competitive lenders of fast loans in the industry so that you can quickly compare and access the cash you need in as little as 10 minutes**.

We are committed to providing you with loans that suit your exact requirements, regardless of your financial position and credit file. By getting to know your specific circumstances we will match you to the most suitable instant loan. Our lenders can provide you with loans from £100 up to a maximum of £5000, with repayment terms set anywhere between 3 and 36 months.

Will I be approved for instant loans?

We understand that each person’s financial history is unique, so we work hard to find you a loan which is affordable and offers a high chance of approval. We know that when you are searching for instant loans you need the money as quickly as possible. Instead of wasting time sending multiple applications to many lenders, we can match you to the loan which you are most likely to get approved by.

To find your ideal loan simply enter your details into our FastCheck tool, which will calculate your chances of approval in less than 60 seconds. There is no impact on your credit file, and you will be given an instant result.

How do I apply for instant loans?

If our FastCheck tool has shown that you are likely to be eligible for a loan with one of our lenders, the final step is to complete our 2-minute application form. We will need to know how much you are looking to borrow and the ideal repayment period, followed by your personal details, income and monthly outgoings.

The whole application process is designed to be quick and simple thanks to the complete online application, which can be easily accessed via your mobile phone or tablet. By providing you with access to lenders which specialise in providing quick and almost instant loans, we will be able to make the whole process as quick and smooth as possible. If you are accepted your almost instant loan can often be sent to your bank in as little as 10 minutes**.

If you are struggling with your financial circumstances and find yourself needing to apply for instant loans regularly, you should speak to an organisation that will be able to offer free financial advice. Before taking out a new loan you should always consider the options available to you and whether you will be able to make the repayments. If you need further advice and assistance, we recommend talking with either The Money Advice Service and Step Change.

Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

You are age 18 and a UK resident

You have a regular income from employment

You have a valid UK bank account with an active debt card

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


What will I need to get a short term loan?
Can I get a short term loan?

Over 18

You'll need proof that you are over 18.

Bank Account

Hold a valid UK bank account.


Have evidence of a regular income and UK residency.

Check out what our trusted customers had to say.

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Representative example: Amount of credit: £1000 for 12 months at £134.94 per month. Total amount repayable of £1,619.26 Interest: £619.26. Interest rate: 99.9% p.a. (fixed). Representative 99.9% APR.

We’re a fully regulated and authorised credit broker and not a lender.