Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Accessing fast loans has never been easier, thanks to our quick and easy loan application process. As a broker which specialises in short-term loans, we have partnered with a range of lenders which can offer fast loans in minutes**.

What are fast loans?

Our panel of lenders understand that everyone needs access to fast loans at some point, whether it is to cover urgent expenses or unexpected bills. Through our lenders we can source you fast loans for as little as £100 up to a maximum of £5000. By partnering with some of largest, most trusted lenders which offer fast loans, it is also possible to arrange flexible repayment terms of 3 months up to 3 years.

What is the fast loans application process?

We believe that when you need fast loans you should be able to make a single application to a lender which you know is likely to approve your loan, whilst also benefiting from competitive interest rates. Instead of trawling through endless applications from multiple lenders, we will streamline the whole process for you.

The application is completed entirely online, but it can help to have some information to hand, including bank account details, proof of income and evidence of your UK residency. By ensuring you have these details ready to provide during the application, you will benefit from a fast and smooth application process.

What steps are involved in fast loan applications?

The first stage in our application process begins with our FastCheck tool, which is designed to calculate your chances of being accepted for a loan. There is no impact on your credit score, and it will only take 60 seconds to complete. Before applying for fast loans, you should consider how much you need to borrow and whether the repayments will be affordable over your chosen repayment schedule.

If you find that you are likely to be approved and decide to apply for a loan, we will need some additional information. This includes details such as, how much you want to borrow, your name, salary and your regular monthly outgoings. This information will be used to run identity checks and to perform a soft credit search, which will help us find the lender which best suits your requirements.

Your application will then be sent to your chosen lender, who will complete their final checks and run a check on your credit file. If successful, your application will be approved, and you could have the funds in your account in minutes**.

Fast loans can be used to solve short-term financial difficulties, but you should always consider whether a loan is the right option for you. If you have struggled in the past to manage your finances and you are feeling overwhelmed, there are a variety of organisations available which can offer advice. Both Step Change and The Money Advice Service will be able to discuss your situation and offer free and impartial advice.

Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

You are age 18 and a UK resident

You have a regular income from employment

You have a valid UK bank account with an active debt card

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


What will I need to get a short term loan?
Can I get a short term loan?

Over 18

You'll need proof that you are over 18.

Bank Account

Hold a valid UK bank account.


Have evidence of a regular income and UK residency.

Check out what our trusted customers had to say.

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Representative example: Amount of credit: £1000 for 12 months at £166.67 per month. Total amount repayable of £2000.00 Interest: £1000.00. Interest rate: 504.7% pa (fixed).

We’re a fully regulated and authorised credit broker and not a lender.