We understand that when you need cash quickly, being able to access fast and easy loans is important. We are a loan broker which works with a variety of lenders across the UK, which have been chosen based on their ability to offer easy loans for people in every financial situation.

Who can apply for easy loans

The lenders we partner with understand that every person’s financial circumstances are unique, so many can tailor easy loans to suit your individual requirements. If you have experienced difficulty in the past accessing easy loans, it may be possible to gain approval from our flexible lenders.

During your application the lenders will assess your situation and the affordability of the loan, rather than simply basing their decision solely on your credit score. This has enabled many people to take out easy loans with competitive repayment terms, rather than expensive alternatives such as payday loans.

We specialise in providing short-term easy loans, so if you need to borrow between £100 and £5000, we can help. The loans we offer are designed to be as easy and convenient as possible, so it is possible to choose repayment terms of 3, 6 or 12 months for small amounts, or up to 36 months for loans of more than £1000.

How do I apply for quick and easy loans?

We know that the quickest and easiest way to apply for a loan is online, which is why our whole application process can be completed on your phone, tablet or computer. Rather than wasting time applying to multiple lenders and filling out unnecessary forms, we have streamlined the whole process to improve your chances of being accepted.

This starts with our FastCheck tool, which has been developed to provide you with an idea of your chance of approval. The application only takes 60 seconds and by answering a few quick questions you will have access to fast, convenient and easy loans.

If the tool indicates that you are likely to be accepted, we will then match you to the lender which will offer you the best loan rate. Every day we process 1000’s of applications and we are committed to finding you the best rates from lenders, with the highest chance of approving your loan.

If you decide to take out an easy loan, we will pass your application across to the lender who will then run a final credit check. If your application is successful, the loan will be sent to your nominated bank account and in many situations the funds are available in just 10 minutes**.

Should I apply for easy loans?

Although we aim to offer quick and easy loans, you should always consider whether they provide the ideal financial solution for you. It is important to consider whether the repayments are affordable, as if you fall behind with payments your credit file will be affected. There are a variety of organisations which offer free financial advice, including The Money Advice Service and Step Change.

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £5,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?

Yes.

Try our FastCheck tool with no impact to your credit score

Our new tool allows you to calculate your chance of being accepted for a loan.

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Representative Example: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

We’re a fully regulated and authorised credit broker and not a lender.