Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Looking for a £2,500 loan? Cashflex could help take the guesswork out of applying. Cashflex is a credit broker with access to a panel of over 30 lenders, authorised and regulated by the Financial Conduct Authority (FCA).
Fill out our straightforward online form – it takes just five minutes to complete – and we’ll scan our panel for a £2,500 loan to suit your situation. Any credit score considered.
Searching for a £2,500 loan with Cashflex will not affect your credit score.*
You can search for a £2,500 loan with Cashflex if you:
With Cashflex, you can search for a £2,500 loan with the following repayment terms:
The best repayment term for a £2,500 loan will be down to your personal circumstances and finances.
There are advantages and disadvantages to shorter and longer repayment terms, you should take the time to carefully consider each option before you make a decision.
It’s important to consider how repaying a loan will affect your monthly budget. You shouldn’t apply for a loan if making your repayments will leave you unable to cover the cost of your essential outgoings, such as housing, bills, and food.
The overall cost of a £2,500 loan will depend on your chosen repayment term and the interest rate you’re offered.
When searching for the right £2,500 loan for you, you should pay particular attention to the Representative Annual Percentage Rate (APR). The APR reflects the yearly cost of the loan, including interest and standard fees.
The lower the APR, the less interest you will pay.
Having a history of bad credit doesn’t automatically mean that your application for a £2,500 loan will be turned down.
Here at Cashflex, we understand that financial emergencies can happen, and unfortunate events like urgent car repairs and broken boilers aren’t reserved for people who have savings or excellent credit scores!
We don’t believe that past mistakes with credit should necessarily prevent you from being considered for a loan when you’re in need of funds.
We’re fortunate to work with a number of lenders who specialise in £2,500 loans for people with bad credit. Please note that if you are approved for a £2,500 bad credit loan, you may be offered a higher rate of interest.
Many people choose to use a credit broker, like Cashflex, to help them search for a £2,500 loan, rather than applying directly with a lender.
When you apply for a £2,500 loan with a direct lender, they will run a creditworthiness assessment, which will include a hard search or Open Banking. Multiple hard searches within a short space of time will harm your credit score and could negatively affect your chances of being approved for credit in the future.
Cashflex uses a soft credit check to search for a suitable £2,500 loan for you. A soft search will not harm your credit score and only you will be able to see it on your credit report.
If we’re able to find you a loan, you’ll be redirected to the website of the lender that’s the most suitable match for you. While this doesn’t guarantee acceptance, you lower your risk of making multiple applications with lots of different lenders. This, in turn, could protect your credit score from multiple hard searches.*
Some of the lenders on the Cashflex panel could send your money on the same day your application is approved, although please note that every lender will have their own payout timescales. In addition to this, the time it takes for the money to show in your account will depend on your bank’s policies and procedures.
Before you apply for a £2,500 loan, you’ll need to make sure that the repayments are affordable for you.
With that being said, none of us can predict the things that life throws our way, and if your financial circumstances change while you’re repaying your loan, please try not to panic. As soon as you feel like you might struggle with an upcoming repayment, you should contact your lender. There may be things that they can suggest to help ease some of the pressure. While every lender is different, some may be able to offer a repayment holiday, or a temporary reduction in your monthly repayments.
If you need someone impartial to share your concerns with, charities and organisations such as StepChange, MoneyHelper, Citizens Advice and National Debtline offer free, confidential support for those struggling with money and debt.
*If Cashflex is able to match you with a loan, you will be redirected to the lender’s website. If you choose to go ahead and make a full application with the lender, they will complete a creditworthiness assessment in line with FCA requirements. This could include a hard search. Please be aware that a hard search will remain visible on your credit file for up to 12 months, and undergoing multiple hard searches within a short period of time will harm your credit score.
Why choose us
Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.
The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000
This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.
Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.
Yes.
Try our FastCheck tool with no impact to your credit score
Our tool allows you to calculate your chance of being accepted for a loan.
Check out what our trusted customers had to say.
Representative example: Amount of credit: £1000 for 12 months at £117.59 per month. Total amount repayable of £1,411.12 Interest: £411.12. Interest rate: 68.9% pa (fixed). 68.9% APR Representative.
We’re a fully regulated and authorised credit broker and not a lender.