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£1000 Loan – Borrow 1000 Pounds Today

Life has a habit of throwing little emergencies our way. We're all faced with unexpected bills from time to time, and it's hard to budget for replacement household appliances or a vehicle repair bill. These costs can be difficult to cover, but that's where £1000 loans come in.

CashFlex works with an extensive panel of direct lenders to help ordinary people access the cash they need. With flexible repayment terms, we make it easy to find a £1,000 loan that suits your personal circumstances.

Am I eligible for a £1000 loan?

Unlike some traditional high street institutions, you won't have to meet a long list of eligibility criteria when applying for a loan with a direct lender from our panel.

The basic eligibility requirements are simple. You must:

  • Be aged 18 or over to apply
  • Be a UK resident
  • Have a UK bank account with a debit card
  • Have a regular income that's enough to satisfy your monthly repayments

Do I need a guarantor?

No, you don’t need a guarantor to apply with CashFlex. That means that you may not have to enlist the support of anyone else to get approved.

Do I have to pass a credit check to borrow 1000 pounds?

Yes - the Financial Conduct Authority (FCA) requires all authorised and regulated lenders to full conduct credit checks before approving credit applications. They are duty-bound to check that the loans they offer are affordable for an applicant based on their individual financial circumstances.

Our FastCheck tool could help you to calculate your likelihood of getting accepted for a loan before you decide to make a full application. It takes just minutes to complete, and won't have any effect on your credit rating.

Can you get a £1000 loan with bad credit?

Yes, you might be able to borrow 1000 pounds even with bad credit. Although a perfect credit score can make it easier to find affordable finance products, there are plenty of options available that don't impose such strict eligibility criteria.

The lenders on our panel understand that not everyone has a perfect credit history. Unlike some high street lenders, they're less interested in financial mistakes made in the past and more focused on your current situation.

Provided you have a regular source of income with which to make monthly repayments, there's no reason why you shouldn't be able to look for a personal loan online even with bad credit.

What are the repayment terms?

How long you'll have to repay depends on how much you borrow. When you apply for £1000 via CashFlex you'll be able to choose from a number of loan repayment options ranging from 3 through to 36 months.

Will a £1000 loan be expensive? 

That depends on what you consider expensive. It's true that it can be more expensive to get a personal loan if you have a bad credit score, but that doesn't mean there aren't affordable options available.

Lenders may apply higher rates of interest to short term loans taken out by borrowers with a poor credit history. It's therefore important to apply for loans that are affordable for you given your financial circumstances. Provided that you make repayments on time and in full, your loan shouldn't become more expensive to maintain than originally planned.

How can I apply?

The CashFlex application process is simple. To get started, simply decide how much you want to borrow and over what period. If you're applying for a £1000 loan you'll be able to choose a repayment period ranging between 3 months to 3 years.

Once you've made those all-important decisions, you'll need to provide some more information to help us determine which lenders are most likely to accept your application. At this point, the lenders will also conduct a soft credit check to give an initial indication of whether they could approve your request. This won't leave any trace on your credit file.

Once we've matched you with a lender from our panel, you'll be able to choose whether to make a full application directly with them. They will need to conduct a full credit check before approving your request. If your application is approved, money could reach your account in just minutes.*

What can I use the money for?

There are no restrictions on what you can use your £1000 loan for. People frequently use the money they borrow to settle unexpected bills or to fund major purchases. We always encourage borrowers to make responsible financial decisions, but the money is ultimately yours to do with as you wish.

Is this a payday loan?

No, it isn’t a payday loan. CashFlex only works with direct lenders to help match members of the UK public with flexible short-term personal loans.

Unlike payday loans, these finance options come with more flexible repayment terms. That means you'll have longer to repay what you owe, and won't need to settle up when your next paycheque hits your bank account.

Find a £1000 loan with CashFlex

CashFlex makes it easy to find a £1000 loan. With a quick online application form, you could be making a full application with a direct lender from our panel within just minutes of checking whether you qualify for their finance products.

We're proud to offer a rapid service that helps people in all kinds of different financial situations to access the money they need.

It's the fast, flexible way to borrow money online.

What happens if I can't repay?

As a responsible credit broker, we're committed to helping all our clients to make the right financial decisions for their circumstances. If you find yourself struggling to cope with unmanageable levels of debt, there is help available. The organisations listed below can provide you with free and impartial advice:


Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

Check out what our trusted customers had to say.

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Representative example: Amount of credit: £1000 for 12 months at £134.94 per month. Total amount repayable of £1,619.26 Interest: £619.26. Interest rate: 99.9% p.a. (fixed). Representative 99.9% APR.

We’re a fully regulated and authorised credit broker and not a lender.