Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

£100 Loan - Borrow 100 Pounds Today

It might not sound like much, but £100 can feel like a small fortune when you're weeks from payday and need to cover an unexpected bill. Thankfully that's where quick £100 loans from CashFlex come in.

Whether you use the money to pay for your car's MOT or simply need a little extra cash to tide you over, we're here to make it easier for you to apply with some of the UK's best small loan direct lenders

What do I need to borrow £100?

To apply for a £100 loan via CashFlex you'll need to meet our basic eligibility criteria. This means that you must:

  • Be aged 18 or over
  • Be a UK resident
  • Have a UK bank account with a debit card
  • Have a regular income to make loan repayments with

That's really all there is to it! Although the direct lenders on our panel may impose their own eligibility criteria, most are willing to consider applicants with a poor credit history provided their current circumstances will allow them to stay on target with repayments.

What are the repayment terms?

When you apply for a loan via CashFlex you'll get a choice of repayment terms depending on the amount of money you're applying for.

For loans of £100, you can choose a repayment period of 3, 6, or 12 months. Larger loan requests come with even more options, with repayment terms of up to 36 months!

What can I use the money for?

The short-term loans offered by the direct lenders on our panel can be used as you wish. People often use a £100 quick loan to cover unexpected costs, such as getting their car back on the road after a failed MOT or replacing essential household appliances.

While we always encourage people to make responsible financial decisions, there are no real limits on how you spend the money.

Can I get a £100 loan with bad credit history?

You may be able to, yes. Unlike some traditional loan providers, the alternative lenders on our panel are willing to look beyond a bad credit score and are often more interested in an applicant's current financial status and personal circumstances.

We work with lenders that conduct an affordability check as part of the application process. This means that even borrowers who have struggled to get approved for credit in the past could have their requests accepted provided they have a stable income that's enough to cover their monthly repayments.

Do I need a guarantor? 

No, you don’t necessarily need a guarantor to apply with CashFlex, even you have less than perfect credit history. The lenders on our panel specialise in lending to people with less than perfect credit as long as they can demonstrate that they can meet the payments in full and on time.

We do have guarantor lenders on our panel, so if we are unable to find a suitable non-guarantor lender, we may present you with a guarantor lender, suitable for your individual circumstances.

Can I borrow £100 with no credit check?

No - you'll always need to undergo a full check no matter how much money you're applying to borrow. The Financial Conduct Authority (FCA) requires all lenders to perform credit checks on potential customers to make sure that they can afford finance products.

If you're concerned about whether you qualify for a loan, our FastCheck tool could provide you with a quick indication of your eligibility with no impact on your credit file. Just enter your details and we'll provide a quick indication of whether you're likely to get approved for a £100 loan.

Can I get a £100 payday loan with CashFlex?

No, as we don’t offer payday loans. We might be able to, however, find you a better alternative.

It's easy to apply with CashFlex. Once you've completed our quick online application form, we'll attempt to match you with the lender from our panel that's most likely to approve your request. The lender will then conduct a soft credit check to ensure that you're eligible for their finance products, and you could get an almost instant decision with no impact on your credit rating.

Provided you meet their basic eligibility criteria, you'll then have the option to make a full application with the direct lender. It's at this point that they will need to conduct a full credit search.

If your application is approved, the money could be sent to your account in just minutes.*

What happens if I can't repay the loan in time?

If you're struggling to manage your debts and are worried about making a late repayment, you may wish to seek support. The organizations listed below offer free and impartial advice that could help you to take back control of your personal finances:

  • www.moneyhelper.org.uk
  • www.stepchange.org
  • www.nationaldebtline.org

Why choose us

Sometimes, the unexpected happens that means you need money fast. Here at Cashflex we offer a user friendly process to help you find same day loans in a responsible and affordable way.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances and can differ by lender. You can apply for a loan between £100 and £10,000

What are the repayment terms?

This is dependent on the amount that you wish to borrow. The repayment terms can be: 3 months, 6 months and 12 months to name a few, ranging right up to 36 months.

Can I apply for a loan with bad credit?

Yes. If you are unsure you can use our FastCheck tool to find out your loan eligibility.

Can I repay in instalments?


Try our FastCheck tool with no impact to your credit score

Our tool allows you to calculate your chance of being accepted for a loan.

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Representative example: Amount of credit: £1000 for 12 months at £134.94 per month. Total amount repayable of £1,619.26 Interest: £619.26. Interest rate: 99.9% p.a. (fixed). Representative 99.9% APR.

We’re a fully regulated and authorised credit broker and not a lender.